Esaf Small Finance Bank Karanja
Karanja · Washim, Maharashtra
444760452 is the MICR code for the Karanja branch of Esaf Small Finance Bank, located in Washim, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001444.
Bank
Esaf Small Finance Bank
Branch & Address
Karanja
Patel Plaza, Plot No15, Mangrudpir Bypass, Karanja Po, 400702
Washim, Karanja, Maharashtra
Contact
+919288013121MICR Code Structure
444
City
760
Bank
452
Branch
City code 444 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 452 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Washim
Other banks in Washim, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001444) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 444760452 is in the middle, and your account number is on the right.