HDFC Bank Mahalaxmi Nagar
Mahalaxmi Nagar · Indore, Madhya Pradesh
452240012 is the MICR code for the Mahalaxmi Nagar branch of HDFC Bank, located in Indore, Madhya Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003812.
Bank
HDFC Bank
Branch & Address
Mahalaxmi Nagar
HDFC Bank LTD Kaustubh H no 245 Sai Kripa Colony Indore Madhya Pradesh 452010
Indore, Indore, Madhya Pradesh
Contact
+919893603333Codes for this Branch
MICR (cheques)
452240012
IFSC (online transfers)
HDFC0003812
SWIFT / BIC
HDFCINBB
MICR Code Structure
452
City
240
Bank
012
Branch
City code 452 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 012 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Indore
Other banks in Indore, Madhya Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003812) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 452240012 is in the middle, and your account number is on the right.