Smriti Nagrik Sahakari Bank Dhodhar
Dhodhar · Ratlam, Madhya Pradesh
457832001 is the MICR code for the Dhodhar branch of Smriti Nagrik Sahakari Bank, located in Ratlam, Madhya Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SMNB0000012.
Bank
Smriti Nagrik Sahakari Bank
Branch & Address
Dhodhar
Survey No.1090-min, Rakba 0-02, Gram-dhodhar, Tehsil Jaora, Dist Ratlam, Madhya Pradesh 457339
Ratlam, Dhodhar, Madhya Pradesh
Contact
+917427405627MICR Code Structure
457
City
832
Bank
001
Branch
City code 457 identifies the RBI clearing centre, bank code 832 identifies Smriti Nagrik Sahakari Bank, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other Smriti Nagrik Sahakari Bank branches near Ratlam
Other banks in Ratlam, Madhya Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SMNB0000012) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 457832001 is in the middle, and your account number is on the right.