UCO Bank Timarni
Timarni · Harda, Madhya Pradesh
461028501 is the MICR code for the Timarni branch of UCO Bank, located in Harda, Madhya Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0002565.
Bank
UCO Bank
Branch & Address
Timarni
Viththal Nagar, in Front of Water Tank, Gandhi Chowk, Timarni , Harda , Madhya Pradesh PIN 461228
Harda, Timarni, Madhya Pradesh
Contact
+9175779069617MICR Code Structure
461
City
028
Bank
501
Branch
City code 461 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Harda
Other banks in Harda, Madhya Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0002565) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 461028501 is in the middle, and your account number is on the right.