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Indian Bank Hamidia Road

Hamidia Road · Bhopal, Madhya Pradesh

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462019006

462019006 is the MICR code for the Hamidia Road branch of Indian Bank, located in Bhopal, Madhya Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000H056.

Bank

Indian Bank

Branch & Address

Hamidia Road

A 5 6 7 Ground Floor Israni Market Hamidia Road Hamidia Road PIN 462001

Bhopal, Bhopal, Madhya Pradesh

Contact

+917552747151

Codes for this Branch

MICR (cheques)

462019006

IFSC (online transfers)

IDIB000H056

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MICR Code Structure

462

City

019

Bank

006

Branch

City code 462 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 006 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Indian Bank branches near Bhopal

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000H056) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 462019006 is in the middle, and your account number is on the right.

View full branch details for IFSC IDIB000H056