HDFC Bank Minal Residency
Minal Residency · Bhopal, Madhya Pradesh
462240033 is the MICR code for the Minal Residency branch of HDFC Bank, located in Bhopal, Madhya Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0005978.
Bank
HDFC Bank
Branch & Address
Minal Residency
Shop no 13 to 15 Grd Floor Raj Capital Minal Main Gate no 1 Jk Road Bhopal Madhya Pradesh 462023
Bhopal, Bhopal, Madhya Pradesh
Contact
+9118002026161Codes for this Branch
MICR (cheques)
462240033
IFSC (online transfers)
HDFC0005978
SWIFT / BIC
HDFCINBB
MICR Code Structure
462
City
240
Bank
033
Branch
City code 462 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 033 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Bhopal
Other banks in Bhopal, Madhya Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0005978) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 462240033 is in the middle, and your account number is on the right.