Which bank does MICR code 462308002 belong to?

MICR code 462308002 belongs to Jharneshwar Nagrik Sahakari Bank Maryadit, Jharneshwar Nagrik Sahakari Bank Maryadit IMPS branch, located at 113, Berasiar Road, Bhopal, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CJNSBM.

What is the IFSC code for MICR 462308002?

The IFSC code for Jharneshwar Nagrik Sahakari Bank Maryadit Jharneshwar Nagrik Sahakari Bank Maryadit IMPS branch (MICR: 462308002) is HDFC0CJNSBM. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (462) represent the city/clearing centre, the next 3 digits (308) identify the bank, and the last 3 digits (002) identify the specific branch. For 462308002, the city code is 462, bank code is 308, and branch code is 002.

Jharneshwar Nagrik Sahakari Bank Maryadit Jharneshwar Nagrik Sahakari Bank Maryadit IMPS

Jharneshwar Nagrik Sahakari Bank Maryadit IMPS · Mumbai, Maharashtra

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462308002

462308002 is the MICR code for the Jharneshwar Nagrik Sahakari Bank Maryadit IMPS branch of Jharneshwar Nagrik Sahakari Bank Maryadit, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CJNSBM.

Bank

Jharneshwar Nagrik Sahakari Bank Maryadit

Branch & Address

Jharneshwar Nagrik Sahakari Bank Maryadit IMPS

113, Berasiar Road, Bhopal

Mumbai, Bhopal, Maharashtra

Contact

+918518046293

Codes for this Branch

MICR (cheques)

462308002

IFSC (online transfers)

HDFC0CJNSBM

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

462

City

308

Bank

002

Branch

City code 462 identifies the RBI clearing centre, bank code 308 identifies Jharneshwar Nagrik Sahakari Bank Maryadit, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CJNSBM) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 462308002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CJNSBM