AU Small Finance Bank Garhakota
Garhakota · Sagar, Madhya Pradesh
470765002 is the MICR code for the Garhakota branch of AU Small Finance Bank, located in Sagar, Madhya Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0004487.
Bank
AU Small Finance Bank
Branch & Address
Garhakota
At Gf Khasara No. 95 5 Ram Ward Colony Wrd no 14, Sagar Damoh Main Rd Garhakota Tehsil Garhakota Sagar Mp
Sagar, Sagar, Madhya Pradesh
MICR Code Structure
470
City
765
Bank
002
Branch
City code 470 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Sagar
Other banks in Sagar, Madhya Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0004487) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 470765002 is in the middle, and your account number is on the right.