Bank of India Mpgb Hat Road Guna (BOI)
Mpgb Hat Road Guna · Guna, Madhya Pradesh
473653046 is the MICR code for the Mpgb Hat Road Guna branch of Bank of India, located in Guna, Madhya Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0MG1955.
Bank
Bank of India
Branch & Address
Mpgb Hat Road Guna
Hat Road Guna District Guna 473001
Guna, Guna, Madhya Pradesh
Contact
+919893930972MICR Code Structure
473
City
653
Bank
046
Branch
City code 473 identifies the RBI clearing centre, bank code 653 identifies Bank of India, and branch code 046 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Guna
Other banks in Guna, Madhya Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0MG1955) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 473653046 is in the middle, and your account number is on the right.