UCO Bank Maroda
Maroda · Durg, Chhattisgarh
490028005 is the MICR code for the Maroda branch of UCO Bank, located in Durg, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0001110.
Bank
UCO Bank
Branch & Address
Maroda
B.r.p. Chowk, Mohari, Maroda, Post Newai Bhilai, Distt. Durg, C.g. B.r.p. Chowk, Mohari, Maroda, P.o. Newai, Bhilai, Dist. Durg, C.g. , Durg , Chhattisgarh PIN 490006
Durg, Maroda Utta, Chhattisgarh
Contact
+917882276174MICR Code Structure
490
City
028
Bank
005
Branch
City code 490 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Durg
Other banks in Durg, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0001110) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 490028005 is in the middle, and your account number is on the right.