What is the IFSC code for MICR 491240303?

The IFSC code for HDFC Bank Berla branch (MICR: 491240303) is HDFC0005863. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (491) represent the city/clearing centre, the next 3 digits (240) identify the bank, and the last 3 digits (303) identify the specific branch. For 491240303, the city code is 491, bank code is 240, and branch code is 303.

HDFC Bank Berla

Q: Which bank does MICR code 491240303 belong to?

MICR code 491240303 belongs to HDFC Bank, Berla branch, located at Grd Floor New Indira Hardware Stores nr Old Bus Stand Berla Opp Ajay Medical Dist Bemetara Berla Chhattisgarh 491332, Durg, Chhattisgarh. The corresponding IFSC code is HDFC0005863.

Berla · Durg, Chhattisgarh

New search

491240303

491240303 is the MICR code for the Berla branch of HDFC Bank, located in Durg, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0005863.

Bank

HDFC Bank

Branch & Address

Berla

Grd Floor New Indira Hardware Stores nr Old Bus Stand Berla Opp Ajay Medical Dist Bemetara Berla Chhattisgarh 491332

Durg, Berla, Chhattisgarh

Contact

+9118002026161

Codes for this Branch

MICR (cheques)

491240303

IFSC (online transfers)

HDFC0005863

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

491

City

240

Bank

303

Branch

City code 491 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 303 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other HDFC Bank branches near Durg

Ahiwara Durg, Chhattisgarh HDFC0008945 Amleshwar Durg, Chhattisgarh HDFC0005950 Balod Durg, Chhattisgarh HDFC0004301 Bemetra Durg, Chhattisgarh HDFC0002926 Bhilai, Charoda Durg, Chhattisgarh HDFC0002748 Bhilai - Chhattisgarh Durg, Chhattisgarh HDFC0000734

Other banks in Durg, Chhattisgarh

AU Small Finance Bank 1 branch Axis Bank 11 branches Bandhan Bank 3 branches Bank of Baroda 39 branches Bank of India 8 branches Bank of Maharashtra 9 branches Canara Bank 20 branches Central Bank of India 7 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0005863) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 491240303 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0005863