Jila Sahakari Kendriya Bank Mydt Durg Jila Sahakari Kendriya Bank Mydt Durg IMPS
Jila Sahakari Kendriya Bank Mydt Durg IMPS · Mumbai, Maharashtra
491840002 is the MICR code for the Jila Sahakari Kendriya Bank Mydt Durg IMPS branch of Jila Sahakari Kendriya Bank Mydt Durg, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SJSD01.
Bank
Jila Sahakari Kendriya Bank Mydt Durg
Branch & Address
Jila Sahakari Kendriya Bank Mydt Durg IMPS
G E Road, Durg, Chhattisgarh 491001
Mumbai, Durg, Maharashtra
Contact
+917882325789MICR Code Structure
491
City
840
Bank
002
Branch
City code 491 identifies the RBI clearing centre, bank code 840 identifies Jila Sahakari Kendriya Bank Mydt Durg, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Jila Sahakari Kendriya Bank Mydt Durg branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SJSD01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 491840002 is in the middle, and your account number is on the right.