Which bank does MICR code 491841002 belong to?

MICR code 491841002 belongs to Nagarik Sahakari Bank Maryadit Durg, Nagarik Sahakari Bank Maryadit Durg IMPS branch, located at Waghela Complex, Motipara Durg, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CNSBLD.

What is the IFSC code for MICR 491841002?

The IFSC code for Nagarik Sahakari Bank Maryadit Durg Nagarik Sahakari Bank Maryadit Durg IMPS branch (MICR: 491841002) is HDFC0CNSBLD. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (491) represent the city/clearing centre, the next 3 digits (841) identify the bank, and the last 3 digits (002) identify the specific branch. For 491841002, the city code is 491, bank code is 841, and branch code is 002.

Nagarik Sahakari Bank Maryadit Durg Nagarik Sahakari Bank Maryadit Durg IMPS

Nagarik Sahakari Bank Maryadit Durg IMPS · Mumbai, Maharashtra

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491841002

491841002 is the MICR code for the Nagarik Sahakari Bank Maryadit Durg IMPS branch of Nagarik Sahakari Bank Maryadit Durg, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CNSBLD.

Bank

Nagarik Sahakari Bank Maryadit Durg

Branch & Address

Nagarik Sahakari Bank Maryadit Durg IMPS

Waghela Complex, Motipara Durg

Mumbai, Durg, Maharashtra

Contact

+917882325414

Codes for this Branch

MICR (cheques)

491841002

IFSC (online transfers)

HDFC0CNSBLD

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

491

City

841

Bank

002

Branch

City code 491 identifies the RBI clearing centre, bank code 841 identifies Nagarik Sahakari Bank Maryadit Durg, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Nagarik Sahakari Bank Maryadit Durg branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CNSBLD) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 491841002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CNSBLD