What is the IFSC code for MICR 492002006?

The IFSC code for State Bank of India Commercial Branch branch (MICR: 492002006) is SBIN0008536. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (492) represent the city/clearing centre, the next 3 digits (002) identify the bank, and the last 3 digits (006) identify the specific branch. For 492002006, the city code is 492, bank code is 002, and branch code is 006.

State Bank of India Commercial Branch (SBI)

Q: Which bank does MICR code 492002006 belong to?

MICR code 492002006 belongs to State Bank of India, Commercial Branch branch, located at State Bank of India, Commercial Branch, Mid Corporate Group, Second Floor, Pujari Chambers, Pachpedi Naaka, Raipur, PIN 492001, Raipur, Chhattisgarh. The corresponding IFSC code is SBIN0008536.

Commercial Branch · Raipur, Chhattisgarh

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492002006

492002006 is the MICR code for the Commercial Branch branch of State Bank of India, located in Raipur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0008536.

Bank

State Bank of India

Branch & Address

Commercial Branch

State Bank of India, Commercial Branch, Mid Corporate Group, Second Floor, Pujari Chambers, Pachpedi Naaka, Raipur, PIN 492001

Raipur, Raipur, Chhattisgarh

Codes for this Branch

MICR (cheques)

492002006

IFSC (online transfers)

SBIN0008536

View

SWIFT / BIC

SBININBB193

MICR Code Structure

492

City

002

Bank

006

Branch

City code 492 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 006 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other State Bank of India (SBI) branches near Raipur

Abhanpur Raipur, Chhattisgarh SBIN0013487 Adb Bhatapara Raipur, Chhattisgarh SBIN0001843 Agrasen Chowk, Raipur Raipur, Chhattisgarh SBIN0060301 Ambedkar Chowk, Baloda Bazar Raipur, Chandigarh SBIN0030438 Arang Raipur, Chhattisgarh SBIN0010828 Baloda Bazar Raipur, Chhattisgarh SBIN0001048

Other banks in Raipur, Chhattisgarh

AU Small Finance Bank 4 branches Axis Bank 31 branches Bandhan Bank 5 branches Bank of Baroda 63 branches Bank of India 17 branches Bank of Maharashtra 12 branches Canara Bank 31 branches Central Bank of India 21 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0008536) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 492002006 is in the middle, and your account number is on the right.

View full branch details for IFSC SBIN0008536