UCO Bank Atal Nagar
Atal Nagar · Raipur, Chhattisgarh
492028010 is the MICR code for the Atal Nagar branch of UCO Bank, located in Raipur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0003385.
Bank
UCO Bank
Branch & Address
Atal Nagar
Atal Nagar , Nava Raipur Atal Nagar, Sector 27, Chhattisgarh Housing Board, Commercial Complex South East Corner , Shop No.10 and 11, Tehsil Aarang, Distt.raipur 492101 C.g
Raipur, Nava Raipur, Chhattisgarh
Contact
+919977313306MICR Code Structure
492
City
028
Bank
010
Branch
City code 492 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 010 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Raipur
Other banks in Raipur, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0003385) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 492028010 is in the middle, and your account number is on the right.