TJSB Sahakari Bank Katora Talab Raipur Branch
Katora Talab Raipur Branch · Raipur, Chhattisgarh
492109002 is the MICR code for the Katora Talab Raipur Branch branch of TJSB Sahakari Bank, located in Raipur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code TJSB0000207.
Bank
TJSB Sahakari Bank
Branch & Address
Katora Talab Raipur Branch
Tjsb Sahakari Bank LTD Plot no C 159 Lane no 07 Katora Talab Shailendra Nagar Raipur Chhattisgarh 492001
Raipur, Raipur, Chhattisgarh
MICR Code Structure
492
City
109
Bank
002
Branch
City code 492 identifies the RBI clearing centre, bank code 109 identifies TJSB Sahakari Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other banks in Raipur, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (TJSB0000207) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 492109002 is in the middle, and your account number is on the right.