Laxmi Mahila Nagrik Sahakari Bank Maryadit Laxmi Mahila Nagrik Sahakari Bank Maryadit IMPS
Laxmi Mahila Nagrik Sahakari Bank Maryadit IMPS · Mumbai, Maharashtra
492493002 is the MICR code for the Laxmi Mahila Nagrik Sahakari Bank Maryadit IMPS branch of Laxmi Mahila Nagrik Sahakari Bank Maryadit, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0LMNSB2.
Bank
Laxmi Mahila Nagrik Sahakari Bank Maryadit
Branch & Address
Laxmi Mahila Nagrik Sahakari Bank Maryadit IMPS
1st Floor Millennium Plaza G.e Road Raipur - 492001
Mumbai, Raipur, Maharashtra
Contact
+917714035412MICR Code Structure
492
City
493
Bank
002
Branch
City code 492 identifies the RBI clearing centre, bank code 493 identifies Laxmi Mahila Nagrik Sahakari Bank Maryadit, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Laxmi Mahila Nagrik Sahakari Bank Maryadit branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0LMNSB2) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 492493002 is in the middle, and your account number is on the right.