Chhattisgarh Rajya Gramin Bank Kedma
Kedma · Surguja, Chhattisgarh
492521505 is the MICR code for the Kedma branch of Chhattisgarh Rajya Gramin Bank, located in Surguja, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CRGB0060108.
Bank
Chhattisgarh Rajya Gramin Bank
Branch & Address
Kedma
Gram Post Office Kedma Block & Tah. Udaipur 492110
Surguja, Kedma, Chhattisgarh
Contact
+916232032949MICR Code Structure
492
City
521
Bank
505
Branch
City code 492 identifies the RBI clearing centre, bank code 521 identifies Chhattisgarh Rajya Gramin Bank, and branch code 505 identifies this specific branch.
Online Payment Methods Supported
Other Chhattisgarh Rajya Gramin Bank branches near Surguja
Other banks in Surguja, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CRGB0060108) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 492521505 is in the middle, and your account number is on the right.