Jana Small Finance Bank Dhamtari Muncipality
Dhamtari Muncipality · Dhamtari, Chhattisgarh
493788001 is the MICR code for the Dhamtari Muncipality branch of Jana Small Finance Bank, located in Dhamtari, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0004632.
Bank
Jana Small Finance Bank
Branch & Address
Dhamtari Muncipality
Devendra Mishras House, Beside Gali No.2, Daak Bangla Ward, Gunder Devi Road, Vivekanand Nagar, Dhamtari, Chhattisgarh, PIN - 493773
Dhamtari, Dhamtari, Chhattisgarh
MICR Code Structure
493
City
788
Bank
001
Branch
City code 493 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Dhamtari
Other banks in Dhamtari, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0004632) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 493788001 is in the middle, and your account number is on the right.