Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Nagrik Sahakari Bank Maryadit Mahasamund IMPS
Mahila Nagrik Sahakari Bank Maryadit Mahasamund IMPS · Mumbai, Maharashtra
493863101 is the MICR code for the Mahila Nagrik Sahakari Bank Maryadit Mahasamund IMPS branch of Mahila Nagrik Sahakari Bank Maryadit Mahasamund, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CMNSBM.
Bank
Mahila Nagrik Sahakari Bank Maryadit Mahasamund
Branch & Address
Mahila Nagrik Sahakari Bank Maryadit Mahasamund IMPS
Station Road , Mahasamund
Mumbai, Mahasamund, Maharashtra
Contact
+917723223237Codes for this Branch
MICR (cheques)
493863101
IFSC (online transfers)
HDFC0CMNSBM
SWIFT / BIC
HDFCINBB
MICR Code Structure
493
City
863
Bank
101
Branch
City code 493 identifies the RBI clearing centre, bank code 863 identifies Mahila Nagrik Sahakari Bank Maryadit Mahasamund, and branch code 101 identifies this specific branch.
Online Payment Methods Supported
Other Mahila Nagrik Sahakari Bank Maryadit Mahasamund branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CMNSBM) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 493863101 is in the middle, and your account number is on the right.