UCO Bank Kirandul
Kirandul · Dantewada, Chhattisgarh
494028502 is the MICR code for the Kirandul branch of UCO Bank, located in Dantewada, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0003202.
Bank
UCO Bank
Branch & Address
Kirandul
Type Iv 36, Near Raghava Mandir, Kirandul Complex, Dist Dantewada, Cg , Dakshin Bastar Dantewada , Chhattisgarh PIN 494556
Dantewada, Kirandul, Chhattisgarh
Contact
+919949848138MICR Code Structure
494
City
028
Bank
502
Branch
City code 494 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 502 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Dantewada
Other banks in Dantewada, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0003202) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 494028502 is in the middle, and your account number is on the right.