Axis Bank Charama
Charama · Uttar Baster Kanker, Chhattisgarh
494211509 is the MICR code for the Charama branch of Axis Bank, located in Uttar Baster Kanker, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0004633.
Bank
Axis Bank
Branch & Address
Charama
Ground Floor, Opposite to Gurudwara, Nh 30, Po Ps Charama
Uttar Baster Kanker, Charama, Chhattisgarh
Contact
+919406241011MICR Code Structure
494
City
211
Bank
509
Branch
City code 494 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 509 identifies this specific branch.
Online Payment Methods Supported
Other Axis Bank branches near Uttar Baster Kanker
Other banks in Uttar Baster Kanker, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0004633) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 494211509 is in the middle, and your account number is on the right.