Bank of Maharashtra Kharod
Kharod · Janjgir-champa, Chhattisgarh
495014004 is the MICR code for the Kharod branch of Bank of Maharashtra, located in Janjgir-champa, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code MAHB0000679.
Bank
Bank of Maharashtra
Branch & Address
Kharod
Near Lasmaneshwar College, Shukulpara, Main Road, Kharod. Dist. Janjgir Champa Kharod
Janjgir-champa, Kharod, Chhattisgarh
Contact
+919109310679MICR Code Structure
495
City
014
Bank
004
Branch
City code 495 identifies the RBI clearing centre, bank code 014 identifies Bank of Maharashtra, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Bank of Maharashtra branches near Janjgir-champa
Other banks in Janjgir-champa, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (MAHB0000679) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 495014004 is in the middle, and your account number is on the right.