Bank of Maharashtra Semra
Semra · Janjgir Champa, Chhattisgarh
495014008 is the MICR code for the Semra branch of Bank of Maharashtra, located in Janjgir Champa, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code MAHB0001850.
Bank
Bank of Maharashtra
Branch & Address
Semra
At and Post Semra, Tehsil Navagarh, District J Semratehsil Navagarh, District J Semra
Janjgir Champa, Semra, Chhattisgarh
Contact
+919109661850MICR Code Structure
495
City
014
Bank
008
Branch
City code 495 identifies the RBI clearing centre, bank code 014 identifies Bank of Maharashtra, and branch code 008 identifies this specific branch.
Online Payment Methods Supported
Other Bank of Maharashtra branches near Janjgir Champa
Other banks in Janjgir Champa, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (MAHB0001850) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 495014008 is in the middle, and your account number is on the right.