HDFC Bank Bilaspur Nagrik Saha Bank LTD
Bilaspur Nagrik Saha Bank LTD · Bilaspur, Chhattisgarh
495557002 is the MICR code for the Bilaspur Nagrik Saha Bank LTD branch of HDFC Bank, located in Bilaspur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CBNSB1.
Bank
HDFC Bank
Branch & Address
Bilaspur Nagrik Saha Bank LTD
Jail Road , Brihaspati Bazar Bilaspur Cg
Bilaspur, Bilaspur, Chhattisgarh
Contact
+918109296332Codes for this Branch
MICR (cheques)
495557002
IFSC (online transfers)
HDFC0CBNSB1
SWIFT / BIC
HDFCINBB
MICR Code Structure
495
City
557
Bank
002
Branch
City code 495 identifies the RBI clearing centre, bank code 557 identifies HDFC Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Bilaspur
Other banks in Bilaspur, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CBNSB1) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 495557002 is in the middle, and your account number is on the right.