State Bank of India Patna (SBI)
Patna · Koria, Chhattisgarh
497002502 is the MICR code for the Patna branch of State Bank of India, located in Koria, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0015019.
Bank
State Bank of India
Branch & Address
Patna
Main Road, Patna Tahsil Baikuthpur, Distt Koria C.g 497331
Koria, Patna, Chhattisgarh
MICR Code Structure
497
City
002
Bank
502
Branch
City code 497 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 502 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Koria
Other banks in Koria, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0015019) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497002502 is in the middle, and your account number is on the right.