Bank of India Balrampur Branch (BOI)
Balrampur Branch · Balrampur, Chhattisgarh
497013003 is the MICR code for the Balrampur Branch branch of Bank of India, located in Balrampur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0009391.
Bank
Bank of India
Branch & Address
Balrampur Branch
Ward no 15 Plot no 770 3 Balrampur Post and Thana Balrampur 497119
Balrampur, Balrampur, Chhattisgarh
Contact
+919755903951MICR Code Structure
497
City
013
Bank
003
Branch
City code 497 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Balrampur
Other banks in Balrampur, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0009391) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497013003 is in the middle, and your account number is on the right.