Axis Bank Ramanujganj
Ramanujganj · Surguja, Chhattisgarh
497211151 is the MICR code for the Ramanujganj branch of Axis Bank, located in Surguja, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0003217.
Bank
Axis Bank
Branch & Address
Ramanujganj
Ground First Floor 887 SBI Road Ramanujganj Balrampur Chattishgarh PIN 497220
Surguja, Ramanujganj, Chhattisgarh
Contact
+919685235445MICR Code Structure
497
City
211
Bank
151
Branch
City code 497 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 151 identifies this specific branch.
Online Payment Methods Supported
Other Axis Bank branches near Surguja
Other banks in Surguja, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0003217) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497211151 is in the middle, and your account number is on the right.