Indusind Bank Surajpur
Surajpur · Surajpur, Chhattisgarh
497234002 is the MICR code for the Surajpur branch of Indusind Bank, located in Surajpur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0002342.
Bank
Indusind Bank
Branch & Address
Surajpur
Ground Floor Nh 43 Ph no 08 Main Road Ric Surajpur District Surajpur 497229 Chhattisgarh
Surajpur, Surajpur, Chhattisgarh
Contact
+917775266001MICR Code Structure
497
City
234
Bank
002
Branch
City code 497 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near Surajpur
Other banks in Surajpur, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0002342) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497234002 is in the middle, and your account number is on the right.