Kotak Mahindra Bank Ambikapur Branch
Ambikapur Branch · Surguja, Chhattisgarh
497485001 is the MICR code for the Ambikapur Branch branch of Kotak Mahindra Bank, located in Surguja, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0006427.
Bank
Kotak Mahindra Bank
Branch & Address
Ambikapur Branch
Opp.brahma Mandir, Ramanuj Ward, Ward No.29, Ambikapur 497001, Surguja.chhattisgarh
Surguja, Ambikapur, Chhattisgarh
Contact
+9118004100MICR Code Structure
497
City
485
Bank
001
Branch
City code 497 identifies the RBI clearing centre, bank code 485 identifies Kotak Mahindra Bank, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Surguja
Other banks in Surguja, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0006427) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497485001 is in the middle, and your account number is on the right.