IDFC FIRST Bank Surajpur Branch
Surajpur Branch · Surajpur, Chhattisgarh
497751201 is the MICR code for the Surajpur Branch branch of IDFC FIRST Bank, located in Surajpur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDFB0061081.
Bank
IDFC FIRST Bank
Branch & Address
Surajpur Branch
Ground Floor , Mahavir Plaza , Khasra N 1984 3 , 1984 5 & 1985 1 , Mohalla Barazpara , Block. No. 06, Surajpur, District Surajpur, Chhattisgar 497229, Toll Free No.- 18004194332
Surajpur, Surajpur, Chhattisgarh
MICR Code Structure
497
City
751
Bank
201
Branch
City code 497 identifies the RBI clearing centre, bank code 751 identifies IDFC FIRST Bank, and branch code 201 identifies this specific branch.
Online Payment Methods Supported
Other IDFC FIRST Bank branches near Surajpur
Other banks in Surajpur, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDFB0061081) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497751201 is in the middle, and your account number is on the right.