Utkarsh Small Finance Bank Wadraf Nagar
Wadraf Nagar · Balarampur, Chhattisgarh
497762501 is the MICR code for the Wadraf Nagar branch of Utkarsh Small Finance Bank, located in Balarampur, Chhattisgarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001415.
Bank
Utkarsh Small Finance Bank
Branch & Address
Wadraf Nagar
Vill-wadrafnagar P.s.tehsil Wandraf Nagar Hospital Road Near Central Bank Dis-balarampur Chhattisgarh Pin-497225 Bhu Adhikar& Rin Pustika 15914 Patwari Circle 22 Khesara720
Balarampur, Wadraf Nagar, Chhattisgarh
Contact
+919109187825MICR Code Structure
497
City
762
Bank
501
Branch
City code 497 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Balarampur
Other banks in Balarampur, Chhattisgarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001415) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497762501 is in the middle, and your account number is on the right.