Which bank does MICR code 497852001 belong to?

MICR code 497852001 belongs to Jila Sahakari Kendriya Bank Mydt Ambikapur, Jila Sahakari Kendriya Bank Mydt Ambikapur IMPS branch, located at Devganj Road, Ambikapur, Chhattisgarh 497001, Mumbai, Maharashtra. The corresponding IFSC code is UTIB0SJSA01.

What is the IFSC code for MICR 497852001?

The IFSC code for Jila Sahakari Kendriya Bank Mydt Ambikapur Jila Sahakari Kendriya Bank Mydt Ambikapur IMPS branch (MICR: 497852001) is UTIB0SJSA01. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (497) represent the city/clearing centre, the next 3 digits (852) identify the bank, and the last 3 digits (001) identify the specific branch. For 497852001, the city code is 497, bank code is 852, and branch code is 001.

Jila Sahakari Kendriya Bank Mydt Ambikapur Jila Sahakari Kendriya Bank Mydt Ambikapur IMPS

Jila Sahakari Kendriya Bank Mydt Ambikapur IMPS · Mumbai, Maharashtra

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497852001

497852001 is the MICR code for the Jila Sahakari Kendriya Bank Mydt Ambikapur IMPS branch of Jila Sahakari Kendriya Bank Mydt Ambikapur, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SJSA01.

Bank

Jila Sahakari Kendriya Bank Mydt Ambikapur

Branch & Address

Jila Sahakari Kendriya Bank Mydt Ambikapur IMPS

Devganj Road, Ambikapur, Chhattisgarh 497001

Mumbai, Ambikapur, Maharashtra

Contact

+917774222222

Codes for this Branch

MICR (cheques)

497852001

IFSC (online transfers)

UTIB0SJSA01

View

MICR Code Structure

497

City

852

Bank

001

Branch

City code 497 identifies the RBI clearing centre, bank code 852 identifies Jila Sahakari Kendriya Bank Mydt Ambikapur, and branch code 001 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Jila Sahakari Kendriya Bank Mydt Ambikapur branches near Mumbai

Agartala Co-operative Urban Bank IMPS Mumbai, Maharashtra UTIB0SACUB1 Akkamahadevi Mahila Sahakari Bank Niyamit IMPS Mumbai, Maharashtra UTIB0SAMMSB Alappuzha District Co-operative Bank IMPS Mumbai, Maharashtra UTIB0SADC83 Ambala Central Co-operative Bank IMPS Mumbai, Maharashtra UTIB0ACCB01 Amritsar Central Co-operative Bank IMPS Mumbai, Maharashtra UTIB0SASR01 Anand Mercantile Co-operative Bank IMPS Mumbai, Maharashtra UTIB0SAMC01

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SJSA01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 497852001 is in the middle, and your account number is on the right.

View full branch details for IFSC UTIB0SJSA01