Union Bank of India Maisammaguda (UBI)
Maisammaguda · Hyderabad, Andhra Pradesh
500026038 is the MICR code for the Maisammaguda branch of Union Bank of India, located in Hyderabad, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0571148.
Bank
Union Bank of India
Branch & Address
Maisammaguda
Maisammaguda Mallareddy College Hyderabad Andhra Pradesh Pincode 500014
Hyderabad, Hyderabad, Andhra Pradesh
MICR Code Structure
500
City
026
Bank
038
Branch
City code 500 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 038 identifies this specific branch.
Online Payment Methods Supported
Other Union Bank of India (UBI) branches near Hyderabad
Other banks in Hyderabad, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0571148) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 500026038 is in the middle, and your account number is on the right.