Which bank does MICR code 505846102 belong to?

MICR code 505846102 belongs to Gayatri Co-operative Urban Bank, Gayatri Co-operative Urban Bank IMPS branch, located at 7-1-72, 73, 74, Gayatri Towers, Tahasil Chowrasta, Jagtial, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CTGCUB.

What is the IFSC code for MICR 505846102?

The IFSC code for Gayatri Co-operative Urban Bank Gayatri Co-operative Urban Bank IMPS branch (MICR: 505846102) is HDFC0CTGCUB. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (505) represent the city/clearing centre, the next 3 digits (846) identify the bank, and the last 3 digits (102) identify the specific branch. For 505846102, the city code is 505, bank code is 846, and branch code is 102.

Gayatri Co-operative Urban Bank Gayatri Co-operative Urban Bank IMPS

Gayatri Co-operative Urban Bank IMPS · Mumbai, Maharashtra

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505846102

505846102 is the MICR code for the Gayatri Co-operative Urban Bank IMPS branch of Gayatri Co-operative Urban Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CTGCUB.

Bank

Gayatri Co-operative Urban Bank

Branch & Address

Gayatri Co-operative Urban Bank IMPS

7-1-72, 73, 74, Gayatri Towers, Tahasil Chowrasta, Jagtial

Mumbai, Jagtial, Maharashtra

Contact

+919885457766

Codes for this Branch

MICR (cheques)

505846102

IFSC (online transfers)

HDFC0CTGCUB

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

505

City

846

Bank

102

Branch

City code 505 identifies the RBI clearing centre, bank code 846 identifies Gayatri Co-operative Urban Bank, and branch code 102 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Gayatri Co-operative Urban Bank branches near Mumbai

Ab Bank IMPS Mumbai, Maharashtra HDFC0CABBLM Abhinandan Urban Co-operative Bank Amravati IMPS Mumbai, Maharashtra HDFC0CMAN01 Adarsh Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CADARS Adarsh Mahila Mercantile Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CAMMCO Agrasen Co-operative Urban Bank IMPS Mumbai, Maharashtra HDFC0CAUB01 Agrasen Nagari Sahakari Bank IMPS Mumbai, Maharashtra HDFC0CTANSB

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CTGCUB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 505846102 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CTGCUB