HDFC Bank The Gayatri Co Op Urban Bank LTD
The Gayatri Co Op Urban Bank LTD · Karimnagar, Telangana
505846642 is the MICR code for the The Gayatri Co Op Urban Bank LTD branch of HDFC Bank, located in Karimnagar, Telangana. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CTGB09.
Bank
HDFC Bank
Branch & Address
The Gayatri Co Op Urban Bank LTD
2 72 Near Sbh Main Road Dharmaram Karimnagar Ts 505416
Karimnagar, Dharmaram, Telangana
Contact
+918333903706Codes for this Branch
MICR (cheques)
505846642
IFSC (online transfers)
HDFC0CTGB09
SWIFT / BIC
HDFCINBB
MICR Code Structure
505
City
846
Bank
642
Branch
City code 505 identifies the RBI clearing centre, bank code 846 identifies HDFC Bank, and branch code 642 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Karimnagar
Other banks in Karimnagar, Telangana
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CTGB09) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 505846642 is in the middle, and your account number is on the right.