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State Bank of India Sme Besent Road Vijayawada (SBI)

Sme Besent Road Vijayawada · Amaravati, Andhra Pradesh

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520002156

520002156 is the MICR code for the Sme Besent Road Vijayawada branch of State Bank of India, located in Amaravati, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0063640.

Bank

State Bank of India

Branch & Address

Sme Besent Road Vijayawada

I Floor Vijaya Commercial Complex Beside Hotel Krishna Resideny Governorpet Vijayawad

Amaravati, Amaravati, Andhra Pradesh

Contact

+919885088099

Codes for this Branch

MICR (cheques)

520002156

IFSC (online transfers)

SBIN0063640

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MICR Code Structure

520

City

002

Bank

156

Branch

City code 520 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 156 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other State Bank of India (SBI) branches near Amaravati

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0063640) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 520002156 is in the middle, and your account number is on the right.

View full branch details for IFSC SBIN0063640