Karnataka Bank Guntur Amaravati Road
Guntur Amaravati Road · Guntur, Andhra Pradesh
520052103 is the MICR code for the Guntur Amaravati Road branch of Karnataka Bank, located in Guntur, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KARB0000279.
Bank
Karnataka Bank
Branch & Address
Guntur Amaravati Road
Ground Floor, D no 4 14 106, Ananda Nilayam, Near Anjaneya Swami Temple, Amaravati Road, Guntur 522007
Guntur, Guntur, Andhra Pradesh
MICR Code Structure
520
City
052
Bank
103
Branch
City code 520 identifies the RBI clearing centre, bank code 052 identifies Karnataka Bank, and branch code 103 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Bank branches near Guntur
Other banks in Guntur, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KARB0000279) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 520052103 is in the middle, and your account number is on the right.