Andhra Pradesh State Co-operative Bank AO Counter
AO Counter · Guntur, Andhra Pradesh
520635103 is the MICR code for the AO Counter branch of Andhra Pradesh State Co-operative Bank, located in Guntur, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code APBL0007002.
Bank
Andhra Pradesh State Co-operative Bank
Branch & Address
AO Counter
2/13, Brodipet, Ntr Sahakar Bavan, Guntur522001
Guntur, Guntur, Andhra Pradesh
Contact
+919703918466MICR Code Structure
520
City
635
Bank
103
Branch
City code 520 identifies the RBI clearing centre, bank code 635 identifies Andhra Pradesh State Co-operative Bank, and branch code 103 identifies this specific branch.
Online Payment Methods Supported
Other Andhra Pradesh State Co-operative Bank branches near Guntur
Other banks in Guntur, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (APBL0007002) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 520635103 is in the middle, and your account number is on the right.