Gandhi Co-operative Urban Bank Gandhi Co-operative Urban Bank IMPS
Gandhi Co-operative Urban Bank IMPS · Mumbai, Maharashtra
520649002 is the MICR code for the Gandhi Co-operative Urban Bank IMPS branch of Gandhi Co-operative Urban Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0GCUB01.
Bank
Gandhi Co-operative Urban Bank
Branch & Address
Gandhi Co-operative Urban Bank IMPS
Door N0 - 29-36-21, Museum Road, Governorpet, Vijayawada - 520002
Mumbai, Vijayawada, Maharashtra
Contact
+918662433379MICR Code Structure
520
City
649
Bank
002
Branch
City code 520 identifies the RBI clearing centre, bank code 649 identifies Gandhi Co-operative Urban Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Gandhi Co-operative Urban Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0GCUB01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 520649002 is in the middle, and your account number is on the right.