Indian Bank Chirala
Chirala · Prakasam, Andhra Pradesh
523019007 is the MICR code for the Chirala branch of Indian Bank, located in Prakasam, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000C596.
Bank
Indian Bank
Branch & Address
Chirala
D no 1421119 Near SBI Vidya College Road Vidya College Building Chirala Post Mandal Chirala District Prakasham State Ap PIN Code 523 155 Muntha Vaari Centre Chirala Chirala PIN 523155
Prakasam, Chirala, Andhra Pradesh
Contact
+917093479777MICR Code Structure
523
City
019
Bank
007
Branch
City code 523 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 007 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Prakasam
Other banks in Prakasam, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000C596) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 523019007 is in the middle, and your account number is on the right.