Bank of India Visakhapatnam Service (BOI)
Visakhapatnam Service · Vishakapatnam, Andhra Pradesh
530013010 is the MICR code for the Visakhapatnam Service branch of Bank of India, located in Vishakapatnam, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0005607.
Bank
Bank of India
Branch & Address
Visakhapatnam Service
1st Floor Isnar Plaza Towers 2nd Linedwarakanagar Visakhapatnam 530 016
Vishakapatnam, Vishakapatnam, Andhra Pradesh
Contact
+918912551298MICR Code Structure
530
City
013
Bank
010
Branch
City code 530 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 010 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Vishakapatnam
Other banks in Vishakapatnam, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0005607) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 530013010 is in the middle, and your account number is on the right.