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Kanakamahalakshmi Co-operative Bank Kanakamahalakshmi Co-operative Bank IMPS

Kanakamahalakshmi Co-operative Bank IMPS · Mumbai, Maharashtra

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530528001

530528001 is the MICR code for the Kanakamahalakshmi Co-operative Bank IMPS branch of Kanakamahalakshmi Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0150KMC.

Bank

Kanakamahalakshmi Co-operative Bank

Branch & Address

Kanakamahalakshmi Co-operative Bank IMPS

49 34 22, 3rd Floor, Main Road, Akkayyapalem, Visakhapatnam

Mumbai, Visakhapatnam, Maharashtra

Contact

+918912562731

Codes for this Branch

MICR (cheques)

530528001

IFSC (online transfers)

IBKL0150KMC

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MICR Code Structure

530

City

528

Bank

001

Branch

City code 530 identifies the RBI clearing centre, bank code 528 identifies Kanakamahalakshmi Co-operative Bank, and branch code 001 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Kanakamahalakshmi Co-operative Bank branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0150KMC) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 530528001 is in the middle, and your account number is on the right.

View full branch details for IFSC IBKL0150KMC