Union Bank of India Denduluru (UBI)
Denduluru · Eluru, Andhra Pradesh
534026138 is the MICR code for the Denduluru branch of Union Bank of India, located in Eluru, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0592927.
Bank
Union Bank of India
Branch & Address
Denduluru
R S no 487/4, Beside Venkateswara Swami Temple, Library Centre, Dendulu 534432
Eluru, Eluru, Andhra Pradesh
Contact
+919989387774MICR Code Structure
534
City
026
Bank
138
Branch
City code 534 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 138 identifies this specific branch.
Online Payment Methods Supported
Other Union Bank of India (UBI) branches near Eluru
Other banks in Eluru, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0592927) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 534026138 is in the middle, and your account number is on the right.