Indian Overseas Bank Bobbili (IOB)
Bobbili · Vizianagaram, Andhra Pradesh
535020152 is the MICR code for the Bobbili branch of Indian Overseas Bank, located in Vizianagaram, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IOBA0000364.
Bank
Indian Overseas Bank
Branch & Address
Bobbili
Balajipeta Road, Opp Telephone Exchange, Bobbili PIN 532558
Vizianagaram, Bobbili, Andhra Pradesh
Contact
+918944254205MICR Code Structure
535
City
020
Bank
152
Branch
City code 535 identifies the RBI clearing centre, bank code 020 identifies Indian Overseas Bank, and branch code 152 identifies this specific branch.
Online Payment Methods Supported
Other Indian Overseas Bank (IOB) branches near Vizianagaram
Other banks in Vizianagaram, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IOBA0000364) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 535020152 is in the middle, and your account number is on the right.