State Bank of India Jp Nagar Th Phase, Bangalore (SBI)
Jp Nagar Th Phase, Bangalore · Bangalore, Karnataka
560002195 is the MICR code for the Jp Nagar Th Phase, Bangalore branch of State Bank of India, located in Bangalore, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0015643.
Bank
State Bank of India
Branch & Address
Jp Nagar Th Phase, Bangalore
No.16, 4th Phase, Jp Nagar Dollar Colony Next to Kalyani Tech Park, Bangalore 560078
Bangalore, Bangalore, Karnataka
MICR Code Structure
560
City
002
Bank
195
Branch
City code 560 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 195 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Bangalore
Other banks in Bangalore, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0015643) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560002195 is in the middle, and your account number is on the right.