Sumitomo Mitsui Banking Corporation Bengaluru Branch
Bengaluru Branch · Bengaluru, Karnataka
560040002 is the MICR code for the Bengaluru Branch branch of Sumitomo Mitsui Banking Corporation, located in Bengaluru, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SMBC0000004.
Bank
Sumitomo Mitsui Banking Corporation
Branch & Address
Bengaluru Branch
Sumitomo Mitsui Banking Corporation, Unit-b-1011, 10th Floor, Tower-b, Signature Towers, Brigade Golden Triangle, Old Madras Road, Kattamanallur Gate Flyover, Bengaluru, Karnataka - 560049
Bengaluru, Bengaluru, Karnataka
Contact
+918043945100MICR Code Structure
560
City
040
Bank
002
Branch
City code 560 identifies the RBI clearing centre, bank code 040 identifies Sumitomo Mitsui Banking Corporation, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other banks in Bengaluru, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SMBC0000004) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560040002 is in the middle, and your account number is on the right.