South Indian Bank St Josephs College (SIB)
St Josephs College · Bengaguru, Karnataka
560059032 is the MICR code for the St Josephs College branch of South Indian Bank, located in Bengaguru, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SIBL0000964.
Bank
South Indian Bank
Branch & Address
St Josephs College
No 74, Sumeru Towers, Brigade Road Street, Richmond Road, Pincode 560025, Bengaluru, Karnataka
Bengaguru, Bengaluru, Karnataka
Contact
+914842365657MICR Code Structure
560
City
059
Bank
032
Branch
City code 560 identifies the RBI clearing centre, bank code 059 identifies South Indian Bank, and branch code 032 identifies this specific branch.
Online Payment Methods Supported
Other South Indian Bank (SIB) branches near Bengaguru
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SIBL0000964) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560059032 is in the middle, and your account number is on the right.