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Guardian Souharda Sahakari Bank Niyamita Guardian Souharda Sahakari Bank Niyamita IMPS

Guardian Souharda Sahakari Bank Niyamita IMPS · Mumbai, Maharashtra

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560234251

560234251 is the MICR code for the Guardian Souharda Sahakari Bank Niyamita IMPS branch of Guardian Souharda Sahakari Bank Niyamita, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SVCB0002001.

Bank

Guardian Souharda Sahakari Bank Niyamita

Branch & Address

Guardian Souharda Sahakari Bank Niyamita IMPS

No.139, Infantry Road, Bangalore -560 001

Mumbai, Bangalore, Maharashtra

Contact

+918025582341

Codes for this Branch

MICR (cheques)

560234251

IFSC (online transfers)

SVCB0002001

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MICR Code Structure

560

City

234

Bank

251

Branch

City code 560 identifies the RBI clearing centre, bank code 234 identifies Guardian Souharda Sahakari Bank Niyamita, and branch code 251 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Guardian Souharda Sahakari Bank Niyamita branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SVCB0002001) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560234251 is in the middle, and your account number is on the right.

View full branch details for IFSC SVCB0002001