Esaf Small Finance Bank Bengaluru Hrbr Layout
Bengaluru Hrbr Layout · Bengaluru, Karnataka
560760009 is the MICR code for the Bengaluru Hrbr Layout branch of Esaf Small Finance Bank, located in Bengaluru, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001614.
Bank
Esaf Small Finance Bank
Branch & Address
Bengaluru Hrbr Layout
No 920, Sri Jairam, 3rd Cross, 9th Main Road, 1st Block, Hrbr, Kalyan Nagar P O, Bangalore, Karnataka 560043
Bengaluru, Bengaluru Hrbr Layout, Karnataka
Contact
+918136888923MICR Code Structure
560
City
760
Bank
009
Branch
City code 560 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 009 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Bengaluru
Other banks in Bengaluru, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001614) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560760009 is in the middle, and your account number is on the right.